Mom & Pop Lending

About Us

Wikipedia describes a Merchant Cash Advance-

A merchant cash advance (MCA) is a type of business funding or loan that is repaid by the lender taking a percentage of the businesses' daily, weekly, or monthly sales via an ACH payment.

The term Merchant Cash Advance is commonly used to describe a variety of small business financing options characterized by purchasing future sales revenue in exchange for short payment terms (generally under 36 months) and small regular payments (typically paid each business day, each week, twice a month or monthly) as opposed to the larger monthly payments and longer payment terms associated with traditional bank loans.

This type of funding is used where a merchant is unable to obtain financing from a bank and will typically be more expensive in terms if the equivalent interest than a typical bank loan.

Mom & Pop Merchant Solutions DBA Mom & Pop Business Funding.

One of the largest,

...Most trusted brands

...In the Merchant Cash Advance industry.

...And home to the retired #1 Producer in the Merchant Cash Advance industry, Bret Martin, our CEO & Founder.

Mom & Pop Merchant Solutions DBA Mom and Pop Business Funding is an innovator within the business loan alternative space.

We arrived at the inception of the industry and watched as the ACH withdraw replaced the need for a merchant cash advance via their credit card processing machine.

We are comprised of an expert team with years of industry experience.

We don't work with the business owner directly, rather, we are a source of funding for the country's largest ISO.