• Salvio Pacheco Square
  • Heffernan Elite Benefits Insurance Services

    Heffernan Elite Benefits Insurance Services



    About Us

    At Heffernan Elite Benefits Insurance Services LLC we offer customized benefit packages to meet you and your employee's needs while controlling costs. We pride oursleves on our personal customer service and always keep up-to-date on new health issues. We use our knowledge and expertise to help to keep you in compliance with laws & regualtions and avoid costly penalties.

    Client Services

    Customized Benefits Packages to fit you and your employee needs.
    Plan surveys reflecting the variety of benefits and cost of the major carriers in the market.
    Customer service to assist you in all aspects of your benefit plan-including claims, administration and employee meetings.
    Quarterly service calls to check in and see if your plans are running smoothly.
    Updates on legislative regulations affecting our clients.
    Working relationships with all major carriers and health plans.
    We make an HR Consultant available to our clients.
    We provide a monthly newsletter ''Employee Benefits Report.''


    Group Medical Insurance: PPO, HMO, EPO, HSA and HRA plans
    Dental and Vision plans
    STD and LTD disability - group and individual plans
    Voluntary Plans
    Group term Life and AD&D
    Long Term Care - group and individual plans
    Section 125 plans - POP, HSA, HRA and FSA
    Life Products for key person coverage
    Individual Life and Disability coverage

    Rep/Contact Info

    Denise Calwell
    • Phone: (925) 363-5433