• Welcome to Concord, California!

    • Sam's_Club_First_Friday.jpg
    • Chairman's-Circle-Platinum-for-Web-2017-3.jpg
    • 388.jpg
    • Golden-State-Lumber-Ribbon-Cutting-for-Web.jpg
    • Chairman's-Circle-Gold-for-Web-2018-2.jpg
    • Verand-Ribbon-Cutting-for-Web.jpg
    • 389.jpg
    • Chairman's-Circle-Silver--Bronze-for-Web-01-08-18.jpg
    • Spaghetti_Factory_for_Web_2015.jpg
  • New York Life - Rainier Ramiro

    • Life Insurance
    425 Market Street, Suite 1600
    San Francisco , CA 94105
    (925) 319-7059
    • About

      Who we are. How we strive.
      More than 170 years and counting.
      Becoming a trusted financial institution doesn?t happen overnight. Since we issued our very first policy, we?ve been protecting clients through good times and bad?through wars, pandemics, and financial crises?even paying out dividends consistently every year since 1854.
      We have nurtured relationships that transcend generations, building a track record of financial stability upon four basic cornerstones:
      The necessity of financial strength to underpin all promises
      The role of mutuality in protecting policy owners? interests
      The social and financial imperative of life insurance
      The value of our agents to provide expert guidance for complex financial decisions
      Learn more about how New York Life is built for all times.
      Our vision stretches far into the future.
      We take a long-term view. We have to. We invest for the long term because we make long-term commitments to our policy owners. Our diversified business strategy and long-term investment approach are both specifically designed to protect your money from the ups and downs of the economy?and that will never change.
      Why? As a mutual insurance company our clients don't just own their policies?they own the company.*** So simply put, in everything we do, our interests are aligned with the long-term goals of our policy owners, not the short-term gains of outside investors.
      Our business is focused on stability, handling whatever economic challenges and opportunities arise, in order to ensure that we meet our long-term commitments.